Commercial auto savings for a business on the move.
Find the best price on the coverage that all states require if your business uses cars or other vehicles on the job.
- Get a personalized recommendation for your vehicle
- Compare best quotes from multiple insurance carriers
- Find the best combination of coverage + price
- Save even more by bundling with car or home!
What commercial auto insurance do I need?
All states require you to carry commercial auto insurance if you own or lease company vehicles. Depending on your business and vehicles, your policy may include:
- Bodily injury liability (mandatory): covers injuries your business vehicle may cause to other people
- Property damage liability (mandatory): covers damages your business vehicle may cause to others’ property
- Collision (optional but often recommended): covers damages to your vehicle if it collides with most things
- Comprehensive (optional but often recommended): covers damages to your vehicle from hail, floods, animals and more
- Non-owned auto (usually optional but recommended) covers injuries and damages caused by a personal car used on the job
We'll help you compare affordable policies from top carriers – and make the best decision for your business!
Commercial auto insurance FAQs
Do I have to carry commercial auto insurance?
Yes. If your business owns or leases vehicles, you're required in all states to carry liability coverage for injuries your vehicles may cause to other people or damages to their property.
My employees drive their own cars on the job. Should I still carry commercial auto?
Yes. Non-owned vehicle insurance protects your business if employees cause damages while driving their own cars. Important: you could be held legally liable for an accident even if your employees aren't strictly on a "work" errand. Courts often rule that personal errands can be considered "detours" from work-related tasks, which means your business may be responsible for some of the costs if your employee gets into an accident in a personal car.
What's the difference between liability, collision and comprehensive?
Liability insurance (required in all states) covers injuries your business vehicles may cause to other people or damages to their property. Collision and comprehensive (optional) cover damage to your business vehicles by collisions and just about anything else (hail, flood, even falling avocados).
How will Mylo find me the right policy?
Mylo is a small business insurance expert who has been innovating insurance since 2015. We can quickly:
- Recommend coverage customized to your business
- Compare best quotes for commercial auto from top-rated business insurance companies
- Find you the best combination of coverage and price
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