As an independent broker, we find the best value in coverage from top carriers

You made a home for yourself. Nicely done! That means favorite memories and cherished belongings. Now protect what matters with the right home insurance at the best price.

Get your personalized coverage recommendation
Compare best quotes from multiple insurance carriers
Find the best combination of coverage + price
Easily switch your current policy!

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Mylo makes it easy!

Just answer a few questions about your house and Mylo will:

Recommend coverage

Shop leading carriers

Find your best value

Protect your home without paying through the roof

Mylo has been innovating insurance shopping since 2015. Unlike other agencies, we do more than help you find the best available price – we recommend coverage that best protects your overall financial interests.

We make sure you have the best coverage for:

Personal Liability: helps you pay legal and medical costs if someone is injured on your property
Dwelling: covers damage to your house from unpleasant surprises like fire, hail, burst pipes, theft and more
Personal Property: covers damage from similar threats to your possessions (furniture, clothing, electronics etc.)
Other Structures: covers damage from similar threats to your separate structures (garage, sheds, etc.)
Loss of Use: covers rental expenses if your house is being repaired because of a claim

The #1 question: how is my house and property valued?

If a fire or other disaster comes along, will your coverage be enough to replace everything? Mylo will make sure it's valued at Replacement Cost instead of Actual Cash Value.

Replacement Cost means your insurance company will cover what it costs to replace your property at the time the damage occurs.
Actual Cash Value pays replacement cost – after subtracting depreciation (or how much the worth of your property has dropped since you bought it).

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Home insurance FAQs

What does home insurance cover?

Personal Liability: helps you pay legal and medical costs if someone is injured on your property
Dwelling: covers damage to your house from unpleasant surprises like fire, hail, burst pipes, theft and more
Personal Property: covers damage from similar threats to your possessions (furniture, clothing, electronics etc.)
Other Structures: covers damage from similar threats to your separate structures (garage, sheds, etc.)
Loss of Use: covers rental expenses if your house is being repaired because of a claim

Are there different types of policies?

Yes. When you're shopping for home insurance, it's important to know that some policies cover fewer types of damages and may not pay full replacement cost (today's value) if you have to repair or replace something valuable. Mylo will only recommend coverage that looks out for your long-term financial health.

What coverages aren't included that I may need?

Valuables: You can add extra coverage to your policy for jewelry, artwork and other expensive items.
Equipment Breakdown: You can also add extra coverage for sudden damage to your AC, furnace, fridge etc. (Sorry, doesn’t cover “wear and tear.”)
Flooding: You may need a flood insurance policy through the National Flood Insurance Program (NFIP) – a Mylo agent can help

Do you insure other living spaces besides houses?

Of course! Mylo will help you find the best value from top insurance carriers for renters and condo insurance too.

Can I get any discounts?

Yes! You can save by bundling your home insurance with auto insurance with the same carrier. You may also be able to bundle your auto insurance with other coverages, including renters, motorcycle, RV, trailer and more.
You can often get a discount for big life events (like marriage or retirement) or for having protective devices like smoke detectors and secruity systems in your home.

I live in a disaster-prone area. Can you cover me?

You may need to add flood insurance or other disaster coverage to your policy. Mylo agents are licensed in all geographical areas in the U.S. We can help you explore the best options for your situation, which may include purchasing what you need from a federal government or state-operated agency.

What factors affect my home insurance rates?

Home insurance rates are mainly determined by the cost of rebuilding your home – the higher the cost, the higher your premium
Your personal risk profile also plays a big role, including your claims history
Your location is a big factor too, since carriers price for risks like weather, natural disasters, crime and proximity to fire protection
The age, size, construction materials and overall condition of your home help carriers predict whether you'll have to make claims -
Lower limits and deductibles can lower your rates (but we only recommend this if you know you can pay more for claims)

I already have homeowners insurance. Can I switch to a policy I like better?

Absolutely! When you're ready, Mylo will do all the work of cancelling your current policy and purchasing a better one. We'll also make sure your coverage is continuous so you don't have a gap in protection. There's no penalty for switching your car insurance, even if it's in the middle of the year. (Some carriers charge a small cancellation fee). You're entitled to a refund of any pre-paid premium.

Homeowners like what we do

(But we can't wait to hear what you think!)

Best home policy for the best price

I saved a ton of money just by talking to a Mylo agent! He helped me find the best home and auto policy for the best price! Outstanding job, thank you!

Joselito, Arlington, WA

Super smooth and easy to switch insurance

Mylo provided everything I needed to make a switch from my previous insurance carrier. The process was super smooth and easy. Thanks so much for helping me save.

Annie, Memphis, TN

Mylo went above and beyond for me

My Mylo agent did an outstanding job getting me the best home Insurance. He went above and beyond being dedicated and transparent. It was a pleasure to work with him throughout the experience.

Carson, Rochester, MN