Commercial General Liability Insurance | Smart, Fast, Friendly Digital Insurance Expert

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General liability insurance helps you handle the fallout if your business causes bodily inury, property damage or advertising injury to "third parties" (anyone who isn't your employee).

Bodily injury: You own a convenience store, and a shopper has a serious injury after slipping on a spilled slushy drink.
Property damage: You’re a contractor and accidentally trash expensive artwork in your client’s home through a power tool mishap.
Advertising injury: You create a brilliant marketing slogan, and another company claims you stole it from them.

Mylo compares quotes from top business insurance companies to find you the right general liability policy at the best value.

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Can your business afford a lawsuit or medical bill?

The cost of a lawsuit or medical bill can bankrupt a small company. General liability insurance covers you if you harm someone or damage their property across three different aspects of your business:

Continuing operations: That means the work you regularly do. Do you install computers? That’s a “continuing op”
Products and completed operations: The products you sell or jobs you’ve finished. The computer you left behind is a “completed op"
Personal and advertising injury: Words and images used to promote your business. If another company claims you stole their copyrighted slogan, that’s an “advertising injury”

We find you the best general liability policy by comparing quotes from top business insurance companies or packaging it in a money-saving Business Owner's Policy.

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General liability FAQs

It's easy! You know your business, we know insurance.

What does general liability insurance cover?

General liability covers third-party claims of bodily injury, property damage and personal and advertising injury. A "third party” is someone who isn’t your employee and “claims” refers to any demands for compensation – including both medical expenses and costly lawsuits.

What happens if I'm sued for something ten months after it happened?

Your coverage starts on the date the occurrence took place no matter how long it takes someone to bring the lawsuit. However, your policy will have a payout limit per occurrence and a total payout per year.

I don't run a media company. Why should I worry about "advertising injury"?

Because of widespread digital access to just about everything, all types of businesses are more vulnerable than ever to claims of libel, slander, copyright infringement and other marketing fouls.

If I'm doing work outside of my place of business, am I still covered?

Yes. You're covered while you're performing work for someone at their location – and even if things go wrong after your work there is completed. (This is known as "completed operations" and covered by most policies.)

How will Mylo find me the right general liability?

Mylo is a small business insurance expert who has been innovating insurance since 2015. We can quickly:

Recommend coverage customized to your business
Find you the best value by comparing quotes from top business insurance carriers
Help you save even more by packaging general liability with two other critical coverages (commercial property and business interruption) in a Business Owner's Policy.