Protect what you value with renters insurance
Start saving on renters insurance and protect what your landlord’s insurance won’t.
Share laughter and love with people you care about and enjoy your favorite belongings while knowing you're prepared for costly surprises like theft, vandalism or fire.
- Get your personalized renters recommendation
- Compare best quotes from multiple insurance carriers
- Find the best combination of coverage + price
- Save even more by bundling with auto!
Doesn't my landlord have insurance?
Unfortunately, your landlord's insurance only covers the physical space you're renting and not your personal belongings. It also helps landlords pay medical and legal costs if they cause accidental injury or property damage but won't help you if you do the same.
Renters insurance is designed to help you:
- Replace your favorite belongings: including computers, electronics, clothes, furniture, bikes and more – from damages like theft, vandalism, fire, storms and other disasters.
- Cover injuries to your guests: make medical payments and handle the high legal costs if a visitor is accidentally harmed – or their property damaged – while they're in your space.
It’s surprisingly affordable – and you can save even more by bundling it with your car insurance!
Renters insurance FAQs
Is renters insurance required?
Renters insurance is not legally required anywhere in the country, but most landlords make it a condition of your lease.
Doesn't my landlord's insurance protect me?
Unfortunately, no. Most landlord insurance covers your landlord's own property and legal liability. It doesn't cover damages to your property or your legal liability.
Are there any discounts on renters insurance?
Yes! You may be able to save by bundling your renters insurance and auto insurance with the same carrier. You may also be able to bundle your renters insurance with other coverages, including motorcycle, RV, trailer and more.
If someone gets hurt in my space, how do I avoid a lawsuit?
If someone slips on an ice cube in your kitchen and gets a head injury, your renters insurance will help pay for the medical costs. This may be enough to discourage a lawsuit. But if it isn't, you're covered for personal liability legal costs.
What if someone gets hurt by my property outside my place?
Renters insurance can cover you. Let's say you're unloading a new sofa bed from a truck and it slips and hits someone walking by. Your policy can cover medical payments and personal liability costs.
How do I shop for renters insurance with Mylo?
Just answer a few questions about your rental space, and our Mind of Mylo™ AI recommends your ideal coverage and lets you compare quotes from leading insurance carriers to find your best value. You can shop online or over the phone with a licensed advisor and receive the same personalized recommendation.